The “Scheduler” section of You Need A Budget is a convenient way to lessen the amount of manual entries you have to make. As each future transaction is registered and categorized, your monthly surplus or deficit is clearly displayed. You Need A Budget will automatically calculate the “Remaining” amount that you have left to spend in each category and overall for the month. Now, for upcoming months, you can establish a baseline budget of the amount you expect to spend in each category and mark it under the “Budgeted” column. Having this information from the past couple of months is a great way to form a budget that you want to stick to for the coming months. What’s so great is that every individual transaction is now rolled up so that you see the total amount you spent in each category for each month, i.e. Once you have organized and categorized all of your transactions in the Register, you can click over to the Budget tab to see your total expenditures from the time frame that your data encompasses. (click on the images to expand them) Budget The most important part of this section is correctly categorizing your entries (i.e., Food: Groceries, Food: Restaurants, Recreation: Entertainment), which is the basis for the rest of the You Need A Budget program but unfortunately can take quite a bit of time at first. You can download data from your financial institution and import it here or you can manually add entries, which may be most effective for cash transactions. The first YNAB section is the “Register,” which allows you to store all of your financial transactions from multiple accounts, including checking and savings accounts, and credit cards. It also has built-in reporting and lets you enter a single receipt and split it up among different budgeting categories which can come in very handy. Some advantages of the Pro version are that it allows you to import transactions from your bank and automate recurring entries, and also offers unlimited budgeting categories and auto-suggested budgeting features. Unfortunately, Mac users will have to stick with the Basic version for now because the Pro version is not yet available. The YNAB Basic version is $24.95 and the YNAB Pro is $49.95 and you can either download the software or request a hard copy. One of the first things you’ll notice on the You Need A Budget website is that there are two versions of their product offered, Basic and Pro. I recently took a look at YNAB Pro and really liked what I saw! You Need A Budget has four main principles that it encourages as a way to financial peace: One popular program is You Need A Budget (YNAB), a tool that promises simple, easy-to-use software and a money management methodology. Now, let’s see how this all plays out.Many of you with an interest in personal finance have probably explored various budgeting strategies and tools that can help make the task a bit easier. Finally, your Mac or cellular-enabled iPad cannot be sharing its internet connection for this to work. Each device must be within 30 feet of each other with Bluetooth, Wi-Fi, and Handoff all turned on. You must be signed into each device with the same Apple ID using two-factor authentication. IMac introduced in 2017 or later, plus iMac (Retina 5K, 27-inch, Late 2015) Your device must also be one of the following: Your iPad must be running iPadOS 15.4 or later, while your Mac must have macOS Monterey 12.3 or later. Only Universal Control allows you to use multiple devices independently while still using the same input methods.įor all of this to work, your devices must meet certain requirements. For those keeping track at home, this feature differs from Sidecar, which lets you use an iPad as a second monitor. And if you have more than one Mac or iPad, you can share these controls among all of them.Īpple currently tags Universal Control as a beta feature, but it seems stable enough to use without trouble. Windows PC owners have the means to control multiple computers with one keyboard and mouse, but what about Mac users? The Universal Control feature allows those using macOS or iPadOS to share the same cursor, mouse, trackpad, and keyboard between a Mac and iPad. How to Set Up Two-Factor Authentication.How to Record the Screen on Your Windows PC or Mac.How to Convert YouTube Videos to MP3 Files.How to Save Money on Your Cell Phone Bill.How to Free Up Space on Your iPhone or iPad.How to Block Robotexts and Spam Messages.
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